Coast FIRE Calculator

Calculate when you can stop saving for retirement and let compound interest do the work

👤 Your Information

Current Age

Current Savings ($)

Monthly Savings ($)

Annual Expenses ($)

Expenses in retirement

Expected Annual Return (%)

Typical: 7-10% for stocks

Safe Withdrawal Rate (%)

Standard: 4% (25x expenses)

$1,000,000

4% rule: 40000 × 25

Years to FIRE

13.0 years

Retire at age 43

Current Progress10.0%

Savings Rate47.4%

Estimated Income$76,000/year

Amount needed today to reach FIRE by age 65 without additional contributions:

$93,663

✅ You've reached Coast FIRE!

You can stop saving and still retire at 65