Investment Calculators

Calculate stock alpha (excess returns) and beta (market risk) for portfolio analysis. Compare against S&P 500 benchmark with risk-adjusted performance metrics. Evaluate fund managers and optimize portfolio allocation based on alpha/beta ratios in 2025.

Optimize investment portfolio allocation based on age, risk tolerance, and time horizon. Get personalized recommendations for stocks, bonds, cash, and alternatives. Compare current vs recommended allocation with rebalancing alerts using Rule of 110 and sample portfolios.

Calculate Bitcoin mining profitability based on hash rate, electricity costs ($0.05-$0.30/kWh), hardware efficiency, and BTC price. Determine daily/monthly mining revenue, break-even timeline, and ROI for ASIC miners (Antminer S19, Whatsminer M50) with 2025 difficulty and halving adjustments.

Build a bond ladder strategy with staggered maturity dates for steady income. Calculate cash flows, duration, and effective yields for 3-10 rungs. Compare ladder variations (traditional, barbell, bullet, CD) with example portfolios and rebalancing guidance.

Calculate carried interest (carry) for private equity, venture capital, and hedge funds using 2&20 or custom fee structures. Input fund size, returns, hurdle rate (6-8% preferred), catch-up provisions (100% GP until parity), and carry percentage (20% standard) to see GP vs LP profit split, carried interest amount, management fees (2% AUM), total GP compensation, IRR analysis, and waterfall distribution. Supports American (deal-by-deal) vs European (whole-fund) carry methods. Essential for GP compensation modeling, LP return projections, and fund economics understanding.

Calculate long-term growth from reinvesting dividends vs taking cash. Compare total value, dividend income growth, and compound returns over 10-30 years. Analyzes DRIP (Dividend Reinvestment Plan) impact with automatic share purchases, dividend growth rates (3-7% annually), and tax-deferred compounding. Shows breakeven point and optimal strategy for income vs growth investors.

Calculate basic EPS (net income ÷ shares outstanding) and diluted EPS (includes stock options, convertibles, warrants). Analyze EPS growth rate year-over-year (10-15% healthy), compare P/E ratios (S&P 500 avg 15-25x), and project forward EPS. Track quarterly EPS vs analyst estimates, calculate earnings surprises, and evaluate profitability per share. Understand primary EPS vs fully diluted EPS impact (5-15% difference typical).

Calculate cost basis for stocks with dividend reinvestment, splits, and multiple purchases. Track adjusted basis for accurate capital gains tax reporting. Support for FIFO, LIFO, and specific identification methods. Generate tax-ready reports for Schedule D filing in 2025.

Calculate Internal Rate of Return (IRR) for investment projects with multiple cash flows over time.

Calculate Weighted Average Cost of Capital (WACC) for business valuation and capital budgeting. Input cost of equity (CAPM), cost of debt, tax rate, and capital structure to determine minimum required return for investment decisions.

Calculate Return on Equity (ROE) to measure company profitability relative to shareholder equity. Compare against industry benchmarks (10-20% typical), analyze trends, and use DuPont decomposition for deeper insights.

Calculate payback period to determine how long it takes to recover an initial investment.