Net Unrealized Appreciation (NUA) Calculator

Professional calculator for accurate calculations and financial analysis.

Net Unrealized Appreciation (NUA) Calculator

What is NUA?

Net Unrealized Appreciation is a tax strategy for company stock in employer retirement plans. It allows you to pay capital gains tax rates on stock appreciation instead of ordinary income tax rates.

Company Stock Cost Basis ($)

Original purchase price of stock

Company Stock Current Value ($)

Current market value of stock

Total 401(k) Account Balance ($)

Qualifying Event

Ordinary Income Tax Rate (%)

Capital Gains Tax Rate (%)