Qualified Charitable Distribution (QCD) Calculator

What is a QCD?

A Qualified Charitable Distribution allows IRA owners aged 70½+ to donate up to $105,000 annually directly to charity, excluding the amount from taxable income while satisfying RMD requirements.

Your Age

IRA Balance ($)

QCD Amount ($)

2025 limit: $105,000 per person

Other Annual Income ($)

For Medicare IRMAA calculation

Filing Status

Charity Type

Federal Tax Rate (%)

State Tax Rate (%)