🏘️ Austin Property Tax Calculator

Calculate your Travis, Williamson, or Hays County property taxes with exemptions

Select Your County

Home Appraised Value

2025 appraised value from Travis CAD/WCAD/HCAD

Exemptions

Homestead Exemption

$100,000 off school district taxes • Saves ~$950/year

Over 65 Exemption

$10,000 additional off county + school • Tax ceiling freeze • Saves ~$300/year

Disability Exemption

$10,000 off all taxing entities • Saves ~$220/year

Annual Property Tax

$6,379

Effective Rate: 1.59%

Monthly (Escrow)

$532/mo

Tax Breakdown by Entity

City of Austin (0.5208%)$2,083

Travis County (0.3615%)$1,446

School District (0.9498%)$2,849

Total Annual Tax:$6,379

💰 Your Exemption Savings

$2,261/year

Without exemptions: $8,640

County	City Rate	County Rate	School Rate	Total Rate	Annual Tax ($400,000)
Travis County Travis County (Austin Central)	0.5208%	0.3615%	0.9498%	2.16%	$8,640
Williamson County Williamson County (North Austin)	0.5208%	0.3901%	1.0395%	2.23%	$8,920
Hays County Hays County (South Austin)	0.5208%	0.4287%	1.2850%	2.45%	$9,800

✓File Homestead Exemption: Must file by April 30 each year to get $100,000 school tax reduction (saves ~$950/year)
✓Over 65 or Disabled: Additional $10,000 exemption + tax ceiling freeze (no increases even if value rises)
✓Protest Your Appraisal: 60% success rate in Austin, deadline ~May 15. Compare to recent sales in your neighborhood
✓Cap Increase at 10%: Homestead exemption caps annual taxable value increase at 10% (even if market value rises 30%)
✓Hire Protest Firm: Firms like O'Connor & Associates or Five Stone charge 25-50% of first-year savings (no win, no fee)

•This calculator uses 2025 estimated tax rates for Austin, TX metro area (Travis, Williamson, Hays counties)
•Actual tax rates may vary by specific school district and special taxing districts (MUDs, hospital districts, community college)
•Homestead exemption must be filed with your County Appraisal District (Travis CAD, Williamson CAD, or Hays CAD)
•Over 65/Disability exemptions require proof of age or disability certification
•Tax ceiling for Over 65/Disabled freezes school taxes but not city/county taxes (those can still increase)