Down Payment Assistance Calculator

Discover down payment assistance programs available in your area.
Calculate exactly how much help you need to reach your home buying goal.

Home Purchase Details

Target Home Price

Current Savings

Desired Down Payment (%)

Financial Profile

Monthly Income

Credit Score

Monthly Savings Capacity

Additional Details

Interest Rate (%)

Property Location

First-time home buyer

Down Payment Needed

$70,000

20.0% of $350,000

Assistance Needed

$55,000

Additional funds needed beyond current savings

Savings Timeline

110 months

Consider lower-priced homes or assistance programs

Credit Level

Good

Eligibility

Medium

Available Programs

FHA Down Payment Grant

GRANT

Max: $12,250

No repayment required

VA Loan (No Down Payment)

LOAN

Max: $350,000

No down payment required

Conventional 3% Down

LOAN

Max: $339,500

Standard mortgage terms

Down Payment Assistance: Key Facts

2,000+

Programs Available Nationwide

3.5%

Minimum FHA Down Payment

VA & USDA Down Payment

$15K

Average Grant Amount

Down payment assistance programs can help bridge the gap between your current savings and homeownership. With over 2,000 programs available nationwide, there's likely assistance available in your area. Use this calculator to explore your options and create a strategic plan for your home purchase.