Bonus Depreciation Calculator 2025

Calculate your first-year tax deduction using bonus depreciation, Section 179, and MACRS under the Tax Cuts and Jobs Act

Asset Information

First-Year Deduction

Bonus Depreciation (40%)
$40,000
On $100,000 basis
Regular MACRS (14.29%)
$8,574
7-year property
Total First-Year Deduction
$48,574
Estimated Tax Savings
$11,658
At 24% tax bracket
💡 Bonus Benefit
Extra first-year savings: $34,284
vs. regular MACRS only

📉 Bonus Depreciation Phase-Out

YearBonus %Your DeductionTax Savings
202380%$88,574$21,258
202460%$68,574$16,458
202540%$48,574$11,658
202620%$28,574$6,858
20270%$8,574$2,058

💡 Maximize Deductions

  • Act before Dec 31: Purchase by year-end to qualify
  • Section 179 first: Use before bonus if under income limit
  • 100% expensing: Combine both for maximum benefit
  • Phase-out warning: Bonus decreases 20% annually
  • Used property OK: Eligible since 2018 TCJA

⚠️ Limitations

  • Section 179 cap: \$1,220,000 max (2025)
  • Spending threshold: Phases out after \$3.05M
  • Income limit: Section 179 limited to taxable income
  • Listed property: >50% business use required
  • Qualified property: Must be placed in service

📚 Understanding Bonus Depreciation

What It Is

Bonus depreciation allows deducting a large percentage of an asset's cost in year one, rather than spreading over its useful life. Was 100% through 2022 under TCJA.

Phase-Out

Decreases 20% yearly: 80% (2023), 60% (2024), 40% (2025), 20% (2026), 0% (2027+). Act before it expires completely!

vs. Section 179

Section 179 has dollar caps but no phase-out. Bonus has no cap but expires. Use Section 179 first for maximum flexibility.

Disclaimer: This calculator provides estimates only. Actual deductions depend on asset type, use percentage, and tax law changes. Consult a tax professional for advice specific to your situation. Section 179 and bonus depreciation rules subject to annual limits and legislative changes.